Short Term Limit

An agreed limit for an extension of credit for when an account reaches zero within a given period.

Target Group

SME’s and  Limited Liability Companies


  • Continue withdrawing money even if your account has no funds within it (subject to agreed limit)
  • Flexibility to meet ongoing liabilities when and if they do arise.
  • Payments of Cheques which will otherwise bounce or returned to sender Insurance Cover against Death and Permanent Disability.



  • Effective account operation for three months or above.
  • The applicant should operate Current account / Business Developer Account.
  • The repayment period is 6 months or less (term in excess of 6 months is negotiable)
  • Appropriate securitization or guarantee in light of default.

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