- A loan granted to individuals/ SME applying for a facility above GH¢2,000.00.
- Insurance Cover against Death, Permanent Disability plus Fire and Allied Perils.
- SMS alerts or reminders for Loan Repayment dates.
- Effective account operation for three months or above.
- The applicant should operate Savings or Current accounts
- The repayment period is 6 months or less (term in excess of 6 months is negotiable).
- Appropriate security or Guarantor depending on amount requested.