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- Individuals and Enterprises
- Reasonable Interest rate.
- Negotiable Processing fee.
- Processing period: not more than 48 hours.
- Repayment period: maximum of 3 months.
- Mode of repayment: installment/ one off payment depending on the purpose stated in loan agreement.
- Insurance Cover against Death, Permanent Disability plus Fire and Allied Perils.
- Collateral: Strictly vehicle, it must be marketable, not more than 2 years if registered.
- The ownership of the vehicle should be transferred to Pacific Savings and Loans Ltd
- The customer can be allowed to use the vehicle if comprehensively insured however; this will be at the sole discretion of the Loans Approval Committee.