Emergency Loan

Target Group

  • Individuals and Enterprises


  • Reasonable Interest rate.
  • Negotiable Processing fee.
  • Processing period: not more than 48 hours.
  • Repayment period: maximum of 3 months.
  • Mode of repayment: installment/ one off payment depending on the purpose stated in loan agreement.
  • Insurance Cover against Death, Permanent Disability plus Fire and Allied Perils.


  • Collateral: Strictly vehicle, it must be marketable, not more than 2 years if registered.
  • The ownership of the vehicle should be transferred to Pacific Savings and Loans Ltd
  • The customer can be allowed to use the vehicle if comprehensively insured however; this will be at the sole discretion of the Loans Approval Committee.

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